These Terms & Conditions (“Terms”) govern your use of the Salus Benefit Group website, mobile application, and any other services we provide (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

Use of Services

You must be at least 18 years old to access or use our Services. By using our Services, you confirm that you are of legal age and have the authority to enter into these Terms.
You agree to use the Services only for lawful purposes and in accordance with all applicable laws and regulations. Misuse or unauthorized access of our systems is strictly prohibited.

User Accounts

Certain features of our Services may require you to create an account. You agree to provide accurate, up-to-date information and to maintain the confidentiality of your login credentials.
You are solely responsible for all activity that occurs under your account. You agree to notify us immediately of any unauthorized access or use of your account.

Intellectual Property

All content on our Services—including but not limited to text, graphics, logos, software, and other materials—is the property of Salus Benefit Group or its licensors and is protected under copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works of our content without prior written permission from us.

User Content

You may have the option to submit or share content through our Services (such as reviews, comments, or messages). By submitting content, you grant Salus Benefit Group a non-exclusive, royalty-free, perpetual, worldwide license to use, display, modify, publish, and distribute your content in any media.
You agree that your content will not violate the rights of others or any applicable laws.

Limitation of Liability

To the fullest extent allowed by law, Salus Benefit Group shall not be liable for any indirect, incidental, consequential, special, or punitive damages—including loss of revenue or data—arising out of your use of or inability to use the Services.

Governing Law

These Terms are governed by and will be interpreted in accordance with the laws of the State of Florida, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms periodically. Any changes will be posted on this page along with the updated “Last Updated” date. Your continued use of the Services after changes have been made indicates your acceptance of those changes.