Plans & Coverage
Health Insurance Plans Designed for Your Life and Business
Driven by Innovation and Industry Expertise
Smart solutions for individuals, families, startups, and companies, keeping benefits simple, current, and competitive.
Experienced Professionals
Our licensed experts bring years of industry experience, providing personalized guidance and up-to-date solutions for every client’s unique needs.
Affordable Pricing
We offer competitive, transparent pricing designed to fit a wide range of budgets, without sacrificing quality coverage or service.
Plan Types We Offer
Health Insurance
Flexible, compliant plans for individuals, families, and businesses, tailored to fit your needs, budget, and goals.
Dental & Vision
Affordable add-on benefits that cover routine care, reduce out-of-pocket costs, and enhance overall wellness.
Life Insurance
Protect your loved ones with customizable term or whole life coverage that provides lasting financial security.
HRA / ICHRA / FSA
Tax-advantaged reimbursement tools that help employers and employees manage healthcare costs with flexibility and control.
401(k) / Retirement Benefits
Flexible health coverage tailored for individuals and families, designed to fit private needs with or without government assistance.
Exclusive Technology, Unmatched Expertise
The right health coverage can do more than protect your team, it can retain top employees, boost morale, and create brag-worthy benefits that set your company apart. In a competitive hiring world, your benefits package could be your secret weapon.
A Step Ahead
We uncover insurance opportunities that others simply miss.
Beyond The Basics
We combine proprietary technology with deep industry expertise to offer faster quotes and stronger protection, well beyond the standard options.
We’re Proud to Help. Our Clients Say It Best.
“Rob makes everything very easy to understand. The process was very smooth, and he answered all my questions. No wonder he came so highly recommended.”
Michelle
“We have been working with Rob for about 6 years now. He has been amazing at always answering any question I have had at any time.”
Kathryn
FAQs
How does group health insurance work for small businesses?
You, as the employer, choose a plan (or a few options) and contribute a portion of the premium. Employees enroll and may contribute as well. We guide you through every step, from compliance to onboarding.
Can I offer group benefits to 1099 contractors?
Yes, Worx1 allows you to provide benefits to both 1099 contractors and W2 employees, offering flexibility to meet the unique needs of your workforce.
What benefits besides health insurance can I offer employees?
You can offer dental, vision, life insurance, short- and long-term disability, 401(k) retirement plans, and tax-advantaged options like FSAs, HRAs, and ICHRAs.
How many employees do I need to start a benefits group?
Traditionally, you need at least four employees to start a group, but with INS, we can help you set up a benefits group with just one individual, making it easier to get started.
