Last Updated: May 1, 2025

By using our Services, you agree to the collection and use of your information in accordance with this Privacy Policy.

1. Information We Collect
We may collect the following types of personal and usage information:

• Personal Information: Name, email address, phone number, mailing address, date of birth, and other contact details.
• Health & Insurance Information: Data related to your insurance needs, health coverage, employment status, medical conditions, and benefits eligibility.
• User Content: Any messages, inquiries, reviews, or other information you submit through forms or communications with us.
• Usage Information: Your IP address, browser type, pages viewed, interactions with our website, and device identifiers collected through cookies or similar tracking technologies.
• We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement

2. How We Use Your Information
We may use your information to:

• Provide, maintain, and improve our Services.
• Respond to inquiries or service requests.
• Offer personalized recommendations and coverage options.
• Send important account or transactional updates.
• Deliver relevant communications, including service announcements or promotional messages (you may opt out at any time).
• Comply with applicable legal obligations and internal risk management policies.

3. Sharing Your Information
We do not sell your personal data. However, we may share your information with trusted parties as follows:

• Service Providers: Third-party vendors who support operations such as quoting tools, customer service, or data processing — bound by confidentiality agreements.
• Affiliates: Our affiliated companies or partners to help serve your insurance and benefits needs more effectively.
• Legal Requirements: If required by law, subpoena, or other legal process.
• Business Transactions: In the event of a company merger, acquisition, restructuring, or sale of assets, your information may be transferred as part of that process.

Note: SMS opt-in data and phone numbers collected for messaging purposes are never sold or shared for unrelated marketing.

4. Your Choices

• Update Information: You may request to update, correct, or delete your personal information by contacting us.
• Marketing Preferences: You may unsubscribe from promotional communications using the link in the email, or by contacting us directly. Transactional and service-related communications will still be sent as necessary.
• Cookies: Most browsers allow you to block or delete cookies. Note that disabling cookies may affect the functionality of certain features on our website.

5. Data Security
We use appropriate administrative, technical, and physical safeguards to help protect your personal information. However, no data transmission or storage system is completely secure. While we do our best to protect your data, we cannot guarantee absolute security.

6. Children’s Privacy
Our Services are not intended for individuals under 18. We do not knowingly collect personal information from minors. If you believe we’ve collected data from a child under 18, please contact us immediately so we can delete it.

7. Changes to This Privacy Policy
We may revise this Privacy Policy from time to time. If we make significant changes, we will post the updated version on this page and update the “Last Updated” date at the top. Continued use of the Services after changes indicates your acceptance of the updated terms.

By using our Services, you consent to the practices outlined in this Privacy Policy.